Craig D. Rosenbaum | May 4, 2026 | Car Accidents
Uber has quickly become one of the most popular methods of transportation in New York City. Most passengers never think about what would happen if they are involved in an Uber accident, but you could be facing substantial medical bills and other damages.
Who is going to pay for your losses after the accident? The answer depends on several factors, so keep reading below to learn all the details about Uber accidents.
Who Is Responsible for an Uber Accident?
After an accident, the last thing you want to do is stress over the legal claims process. You just want to know who is going to pay for your medical bills, pain and suffering, and other damages.
The truth is that there are several parties who could potentially be held responsible, such as:
- The Uber driver
- Uber
- Negligent passengers
- Third-party drivers
- Equipment manufacturers
For instance, you might be able to show that the Uber driver was at fault because they were texting or were distracted by the Uber app while driving. Similarly, a negligent passenger could be held responsible if their behavior interfered with the driver’s ability to safely operate the vehicle.
How Does Insurance Work After an Uber Accident
Uber classifies its drivers as independent contractors rather than employees. While this can affect how liability is determined, Uber may still provide insurance coverage in certain situations following an accident.
The amount of insurance available depends on the driver’s status at the time of the accident, as follows:
- Driver is offline: No insurance is provided by Uber, and the driver’s personal auto insurance typically applies.
- Driver is online and waiting for a ride request: $50,000 per person / $100,000 per accident for bodily injury and $25,000 in property damage liability.
- Drive is en route for pickup or actively completing a trip: $1 million in liability coverage provided.
The availability of this coverage can depend on multiple factors, including the circumstances of the accident and who is at fault. If another driver caused the accident, then that third-party driver’s liability insurance would cover your losses.
New York, like most other states, has liability insurance minimums.
What Types of Damages Can I Recover After an Uber Accident
Victims injured in Uber or other car accidents may be able to recover both economic and non-economic damages, depending on the facts of the case. This means you could pursue compensation for both your financial and intangible losses.
Some common damages available after an Uber accident are:
- Medical bills
- Lost wages
- Property damage
- Out-of-pocket expenses
- Pain and suffering
- Depression
- Anxiety
- Mental anguish
- Diminished quality of life
- Permanent scarring or disability
The value of your case depends on several factors, including the severity of your injuries and the available insurance coverage. More serious injuries often result in higher damages, but every case is unique.
Having an experienced personal injury lawyer on your side can help ensure that you are getting all the damages to which you are legally entitled and maximizing your financial recovery.
How Long Do I Have To File a Lawsuit After an Uber Accident in New York?
Many victims are unaware that their time to file a lawsuit for compensation is limited. In New York, accident victims typically have three years to file a lawsuit in most cases. However, there are some exceptions and special circumstances that can change this timeline.
Failure to file your claim before the deadline can completely bar you from recovering any compensation. This is why you should always seek help from an experienced personal injury lawyer as soon after your accident as possible.
Contact Rosenbaum Meier Personal Injury Lawyers To Schedule a Free Consultation With a New York City Uber Accident Lawyer
The team at Rosenbaum Meier Personal Injury Lawyers can help you explore all your legal options after an Uber accident in New York and help ensure you do not lose your opportunity to get a financial recovery
For more information, please contact Rosenbaum Meier Personal Injury Lawyers to schedule a free consultation. We have three convenient locations around Manhattan, NY, near you in New York City, The Bronx, and Brooklyn.
Rosenbaum Meier Personal Injury Lawyers – New York City Office
100 Wall St 24th Floor, New York, NY 10005
(212) 514-5007
Rosenbaum Meier Personal Injury Lawyers – Bronx Office
1578 Williamsbridge Rd suite 3b, Bronx, NY 10461
(212) 514-5007
(917) 905-2339
Rosenbaum Meier Personal Injury Lawyers – Brooklyn Office
32 Court St #704, Brooklyn, NY 11201
(212) 514-5007
(917) 920-7332