Rosenbaum & Rosenbaum, P.C. | November 27, 2023 | Car Accidents

Have you ever found yourself in a car crash? If so, you’re likely familiar with GEICO. That’s right, the insurance company with those quirky commercials featuring the gecko and cavemen. They’re known for offering savings on car insurance, but there’s another side to them regarding accidents and claims.

There are some things GEICO might not want you to know.

Why You Shouldn’t Hurry to Give a Recorded Statement

After an accident, GEICO will quickly reach out for a recorded statement. But here’s a key tip: you’re not required to give them one immediately. It’s smarter to wait. Say you tell them you feel fine right after the accident, but then it turns out you’ve got a severe neck injury. 

GEICO could use your first statement to pay you less. Wait until you talk to a personal injury lawyer who can guide you. They’ll ensure you’re saying the right things to protect your claim.

Keeping It Brief with Insurance Adjusters

When you talk to a GEICO adjuster, keep the convo short. Simply tell them your name and when the accident happened. Skip the part about how you’re feeling or how the crash occurred. If they want more info, just let them know your lawyer will be in touch. Speaking less means there’s less they can twist to their advantage.

The Lowdown on Medical Bills

You’d think GEICO would take a good look at your actual medical bills before deciding what to pay you. But sometimes, they go by what they believe is the “normal” cost, which could be way less than what your doctor charged. If your X-ray was $500, but GEICO thinks it should be $300, they might offer you the lower amount. It’s like they’re hunting for a bargain, but you’re the one losing out.

Your Claim Could be Worth More Than You Realize

After a car accident, you might think you just add up your medical costs and car repairs. But there’s more to it. 

An experienced lawyer will help you see the complete picture with the following:

  • Future medical treatments (if you need more help later on)
  • Money you couldn’t earn because you couldn’t work
  • Getting around while your car is being fixed
  • The stress and upset an accident causes

A good lawyer will help determine the amount you should get, covering everything.

Remember, don’t rush to take the first offer GEICO throws your way. They want to settle claims fast to save money, not necessarily help you. Talk it over with your lawyer first. You’ll often find out that waiting can lead to a better offer.

Choosing the Right Lawyer for Your GEICO Claim

When handling your claim with GEICO, it’s wise to have a good lawyer on your side. The right lawyer knows all about insurance companies and their tricks. They’ll help you understand what your claim is worth and how to fight for it. They know all about car accidents and the laws, so they’re your best bet for getting a fair deal.

Why You Should Get a Lawyer After a GEICO Car Accident

After an accident, dealing with insurance can feel like you’re lost without a map. But you don’t have to figure it out on your own. Having a lawyer is like having a guide who knows the way. They’ll help you step by step to ensure you get the money you need to fix your car, pay your bills, and care for any injuries.

Here’s what a lawyer can do for you:

  • They’ll talk to GEICO for you, so you don’t have to worry about saying the wrong thing.
  • They’ll ensure all your bills and costs are counted so you get every dollar you need.
  • They’ll help you understand how much your claim is worth, including the money you lost by not working and even your pain and stress.
  • They’ll stand up for you if GEICO tries to pay you less than you deserve.

Remember, your first chat with a lawyer is usually free, and they can tell you if you have a good case. It doesn’t cost anything to ask for help, and it could mean getting a lot more money for your claim.

With the right lawyer, you don’t have to worry about the insurance company’s games. You can focus on getting better while your lawyer focuses on getting you the money you need to move on from the accident.

So take your time, pick a lawyer who knows their stuff, and prepare to fight for what you’re owed. With their help, you can get through the claim process and come out on the other side, ready to get on with your life.

Contact Our Car Accident Law Firm in New York City

If you’ve been injured in an accident in Manhattan, NY, and need legal help, contact our New York City car accident lawyers at Rosenbaum & Rosenbaum, P.C. to schedule a free consultation.

Rosenbaum & Rosenbaum, P.C.
100 Wall St 15th Floor
New York, NY 10005
(212) 514-5007